“Valuing long-term relationships over short-term profits.”

I chose Merchant Services as a business because PayJunction’s founder, Randy Modos and I shared the same core values.
Before getting into Merchant Services in 2012, I did my due diligence. Merchant services can have a negative perception. My mission is to change your mindset to really believe in Herman Merchant Services as a solution provider bringing the best of the best – PayJunction, GOAT Payments and Signature Payments – to the table. Success to me is all about Transparency, being ethical, and providing excellent service before, during and after a sale is completed. Here at Herman Merchant Services, we believe that our success is measured by our customer’s successes! We are in it for the long term and not just here to “sign you up!”
Client comments about Michael:
“Michael is knowledgeable and professional with an outstanding product.”
“Michael worked hard to ensure the setup was painless and continues to follow up to make sure PayJunction is everything he promised it would be.”
“Michael is always quick to respond when help is needed.”
“Our interactions with Michael Herman, our sales rep, and the entire staff has been marvelous.”

Based out of Santa Barbara, CA since 2000, PayJunction developed a web based financial software program for a paperless payment solution. With an A+ rating they are an all-inclusive payment processor, gateway, and a software company.
No-code integration, no contracts, no equipment purchases, no gateway, compliance, statement or exit fees, and excellent customer service from Michael Herman and client support from PayJunction, makes engaging with Herman Merchant Services a win-win for you and your customers.
More from PayJunction’s founder, Randy Modos:
Client comments about PayJunction:
“PayJunction offers the best pricing, software, and equipment.”
“The support line at PayJunction have been consistently patient, helpful, courteous and professional.”
“We are so happy we switched our merchant services to PayJunction.”
“Michael worked hard to ensure the setup was painless and continues to follow up to make sure PayJunction is everything he promised it would be.”

Formed with over thirty years of experience, GOAT Payments is helping merchants increase their profitability by reducing transaction processing fees, eliminating hidden charges, and educating our clients on how to qualify for the lowest interchange rates.
Having relationships with over twenty different banks and processors, allowing us to customize the best processing solution for each individual client.
GOAT Payments in conjunction with Herman Merchant Services takes a one-on-one approach toward educating and supporting each customer. Investing the time and training, and technology means each member of the HMS/GPS team is empowered to provide the service and information that our clients should be able to expect
Some of GOAT Payments many features include:
- Internet Gateways
- Phone and mail order transactions
- Bank drafts
- Installment plans for customers
- Mobile solution
- Fraud protection
- Recurring billing features
- Online reporting
Read about our solutions to customer concerns.

Signature Payments is a U.S.-based merchant services provider that focuses on helping businesses accept and manage electronic payments across multiple channels—online, in-person, mobile, and phone.
Signature Payments’extensive network of banking and underwriting partners, which allows greater flexibility for businesses that might otherwise struggle to secure payment processing such as subscription-based, digital goods, or other “high-risk” business models.
Like Herman Merchant Services, Signature Payments also emphasizes a consultative, “solution-fit” approach—matching each business with the appropriate gateway, point-of-sale setup, or payment mix rather than pushing a one-size-fits-all platform.
Read about our solutions to customer concerns.
Call us at 224-203-4841.
Herman Merchant Services is waiting to explain how Herman Merchant Services and PayJunction can benefit your business.
